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Disability Employment Month


National Disability Employment Awareness Month takes place each October to celebrate the contributions of America's workers with disabilities and increase awareness of the value of a workforce inclusive of diverse skills and talents.

This year’s theme, “America’s Recovery: Powered by Inclusion,” reflects the importance of ensuring that people with disabilities have full access to employment and community involvement during the national recovery from the COVID-19 pandemic.

As an empowering financial tool for the disability community, ABLEnow supports the employment needs and contributions of Americans with disabilities. Many current customers are saving (or plan to save) earned income in their ABLEnow account.

Account owners who are currently working may appreciate these advantages of ABLEnow:

  • With the new direct deposit enhancement, a paycheck or other recurring electronic payment can be automatically deposited into an ABLEnow account.
  • Thanks to the ABLE to Work Act, working ABLE account owners who do not participate in an employer-sponsored retirement plan may contribute a certain amount above the annual ABLE contribution limit ($15,000 in 2021).
  • Certain account owners may be eligible for the federal Saver’s Tax Credit for up to $2,000 in contributions made to their ABLEnow account. This credit is designed to encourage low- and moderate-income workers to save for retirement.
  • Employer contributions to an ABLEnow account are disregarded when determining eligibility for certain means-tested benefits programs, such as Medicaid and Supplemental Security Income (SSI). However, the contribution is taxable income and will be reflected on the employee’s W-2.

The ABLE National Resource Center offers an Employer Toolkit to help employers understand and use ABLE accounts to recruit and retain employees who have a disability or a family member with a disability.

Learn how to participate in National Disability Employment Awareness Month by exploring the resources on the campaign website, managed by the U.S. Department of Labor’s Office of Disability Employment Policy.

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