About ABLEnow

Trusted by Americans with disabilities in all 50 states, ABLEnow is the country’s largest independent ABLE program.

ABLE accounts are the result of a decade-long, cross-disability advocacy effort. The idea originated with a group of Virginia parents who recognized the inequity of not being able to save in their child’s name for fear of losing essential services and supports.

The Stephen Beck Jr., Achieving a Better Life Experience Act, better known as the ABLE Act, received strong political support across party lines when it passed in 2014. This federal legislation opened the door for ABLE programs, which must be set up and administered by a state.

In 2015, Virginia became the first state in the country to pass ABLE legislation following the federal ABLE statute. The state legislation authorized development of the Virginia-sponsored ABLE program, ABLEnow.

And thanks to a 2015 amendment of the ABLE Act eliminating a state residency requirement, ABLEnow opened for national enrollment in December 2016.

Commitment to Financial Inclusion

ABLEnow is administered by Virginia529, an independent Virginia state agency that manages the nation’s largest college savings plan.

PNC Bank supports ABLEnow as account custodian. PNC is one of the largest diversified financial services institutions in the United States.

PNC Bank is a registered mark of The PNC Financial Services Group, Inc. ("PNC").

Looking for professional guidance?

Work with your financial advisor to build an ABLE savings plan that helps meet your specific needs.

Other helpful resources

Impact on Benefits

Save money without jeopardizing benefits.


Take the quiz to see if you’re eligible.

About Virginia529

Get to know the history, mission, and savings programs of Virginia529.


Virginia529 is governed by an 11-member board, consisting of experts in finance, education and disability services.