ABLEnow offers multiple ways to contribute, so funds can be added in a way that fits your routine and budget. Contributions can even come from family, friends, organizations or other legal entities.

One-time contributions

Make contributions at any time online from a linked bank account (Overview > Make a Contribution).

Recurring contributions

Schedule automatic contributions from a linked bank account at a frequency that fits your needs, including monthly, quarterly, or a custom schedule. Recurring contributions are a great way to stay consistent with your goals. 

You can set up recurring contributions through your online account (Overview > Manage Recurring Contributions) or by using the Account Financial Features Form.

Direct Deposit

Direct deposit makes saving automatic. Paychecks and Social Security Administration (SSA) benefit payments can be sent straight to your ABLEnow account, helping you build savings consistently.

Set up both Payroll Direct Deposit (Overview > Manage Recurring Contributions) and Social Security Deposit (Overview > Make a contribution) through your online account. Once complete, you’ll receive an instructions sheet that you can provide to your employer or the SSA.

Check

Although online contributions are processed more quickly, contributions may be made by mailing a check. When mailing a check, include the ABLEnow account owner’s name account number, and a payment coupon or form.

You can download a payment coupon from your online account (Overview > Make a contribution > Get form). You can also use the Additional Contribution Form or a Ugift® coupon. 

Gifting  

Family and friends can contribute directly to an ABLEnow account using Ugift. Account owners receive a unique code to share, allowing gift givers to contribute online or mail a check with a personalized coupon.

You can access Ugift through your online account (Overview > View and invite savings with Ugift) and view your unique code, share your code, and print an invitation.

 

Information updated as of April 2026.