Give a Gift

Anyone can contribute to an ABLEnow account

Make your contribution online or by mail, then select and print a gift certificate to share the good news!

With a contribution to an ABLEnow account, family and friends can provide financial assistance without endangering an Account Owner’s eligibility for certain means-tested disability benefits.

Make an Online Contribution

A bank transfer (sometimes called an electronic funds transfer) is an easy way to send a gift contribution to someone’s ABLEnow account. To make a bank transfer, log into your bank account and follow the bank’s instructions to transfer funds to an external account. You’ll be asked to provide the ABLEnow account number and ABLEnow routing number (052102215) with the amount that you’d like to transfer.

Generally, funds contributed by bank transfer will be available in an ABLEnow account five (5) business days after the day you initiate the transfer.

Make a Contribution by Mail

To make a gift contribution to an ABLEnow account by check, write your check payable to: PNC Bank FBO (ABLEnow account owner or their Authorized Representative’s name and ABLEnow account number). Mail each check with a completed Contribution Form, following the instructions on the form.

Generally, funds contributed by check will be available in an ABLEnow account one (1) business day after ABLEnow receives the check and Contribution Form.

Contribution Certificates

Make a contribution to someone’s ABLEnow account online or by mail, then select a printable gift certificate to share the good news!

Give a Gift FAQs

Yes, anyone can contribute to an ABLEnow account. Gift contributions can be made online or by check.

Contributions from family and friends made directly into an ABLEnow account are not considered income to, or assets of, the individual with a disability when determining eligibility for certain disability benefit programs. This means that family and friends can provide financial assistance without endangering eligibility for benefits critical to the health and well-being of many with disabilities.

Annual contributions to an ABLE account are currently limited to $16,000. This amount is tied to the federal annual gift tax exclusion limit and may be adjusted periodically to account for inflation.

Working account owners who do not participate in an employer-sponsored retirement plan may be eligible to contribute above the annual ABLE contribution limit. Learn more about the ABLE to Work Act.

The cumulative ABLEnow account value limit is currently $550,000.

Because ABLEnow is the Virginia-sponsored ABLE savings program, Virginia taxpayers who contribute to an ABLEnow account may be eligible for an annual state income tax deduction of up to $2,000 per contributor.