An ABLEnow account may be established by the Authorized Representative of an Eligible Individual in the following order of priority:
- Agent under a Power of Attorney, or if none, a
- Conservator or Legal Guardian (of the person and/or property),
- Grandparent, or
- Representative payee appointed for the Account Owner by the Social Security Administration (SSA).
By opening an Eligible Individual’s ABLEnow account, the Authorized Representative is self-certifying that there is no other individual with a higher priority who is willing and able to open and manage the ABLEnow account as the Authorized Representative.
Eligible Individuals who require the assistance of a trusted service provider also have the option to designate a Care Representative as their agent with authority to open and manage their account using a Durable Limited Power of Attorney for the specific management of the ABLEnow account.
An Authorized Representative may neither have nor acquire any beneficial interest in the account during the Account Owner’s lifetime and must administer the account for the benefit of the Account Owner.