People with disabilities face huge financial challenges. Yet for years, they could not save money, or even work part-time, without endangering their Supplemental Security Income (SSI) or other means-tested benefits.

There is an option, though too few people are taking advantage of it. Low-cost and easy-to-access Achieving a Better Life Experience (ABLE) accounts began rolling out in 2016 and are available nationwide.

“Having more flexibility in savings and spending can be life-changing,” says Miranda Kennedy, director of the ABLE National Resource Center, a division of the nonprofit National Disability Institute. “But it’s still challenging to make more people aware of these plans."

Read more in this article published by Consumer Reports in September 2022.