The ABLE Age Adjustment Act is less than one year away from implementation, marking a significant milestone in expanding access to tax-advantaged ABLE accounts.

Beginning January 1, 2026, the law will increase the age of eligibility from 26 to 46, making millions more individuals eligible to save and invest with ABLEnow. This long-awaited expansion is the result of tireless advocacy from the disability community and underscores the importance of financial empowerment for those with disabilities.

Who Can Benefit?

Anyone who developed the onset of their disability before their 46th birthday can take control of their financial future without jeopardizing certain benefits like Medicaid and Supplemental Security Income (SSI). This includes young adults who are eligible to receive these benefits.

Military veterans can also take advantage of an ABLEnow account while protecting their VA benefits. ABLEnow accounts can be used to supplement additional healthcare needs or a transition from the military. 

What Does This Mean for You?

If you or someone you know has been ineligible for an ABLEnow account due to age restrictions, now is the time to prepare. 

A great way to get started is by checking your eligibility and learning what required documents you may need. You can even get in the habit of saving by setting a goal or developing a monthly savings plan.

Stay Informed

Be the first to hear about updates, eligibility guidelines, and ABLEnow enrollment opportunities as the implementation date approaches. Sign up for a reminder.

Information updated as of August 2025.