Opening an ABLEnow account for yourself or someone you support is simple. Enrollment is entirely online, and many customers say the process takes only a few minutes. Still, if you’re new to Achieving a Better Life Experience (ABLE) accounts, it can help to know what to expect.

Here are three things to review before you begin your ABLEnow application.

1. Who is eligible? Individuals in all 50 states who developed a disability before the age of 46 may be eligible to open an ABLE savings account. Take this quiz to see if you or someone you know qualifies.
2. What information do you need? ABLEnow uses secure technology to verify identity and protect personal information. If you are opening an account for yourself, be prepared to provide basic details such as your name, address, date of birth and Social Security number. Some applicants may be asked to upload a government-issued ID or proof of address.
   
   If you are opening an ABLEnow account for someone else as an Authorized Representative, you will enter information for both the eligible individual and yourself. Those opening an account as a Representative Payee, Legal Guardian or Power of Attorney will be required to upload the appropriate documentation during enrollment.
   
   It also helps to have banking information ready. Linking a bank account makes it easy to move money in and out of your ABLEnow account.
3. How do you start saving? After you submit your application, you will receive a welcome email with instructions for accessing your new ABLEnow account online. If additional documentation is needed, you will receive a follow-up email with next steps. Once your documentation is verified, your ABLEnow account will be active. You can then contribute funds, withdraw funds and customize your account preferences.

With ABLEnow, it’s never been easier to save and invest for your future. For many customers, opening an ABLE account is an important step in self-determination and financial independence. Congratulations on this milestone!

Information updated as of January 2026.