ABLEnow offers multiple ways to withdraw funds, giving you flexible access to your savings to pay for qualified disability expenses.

One-time Withdrawals

Request withdrawals at any time online (Overview > Make a withdrawal). Funds can be sent your linked bank account, or by check to you or to a third party.

If you don’t want to withdraw online, you can download and submit the Withdrawal Request form.

Recurring Withdrawals

Schedule recurring withdrawals, also called a systematic withdrawal program, from your ABLEnow account to help manage ongoing expenses. Choose a frequency that fits your needs, including monthly, quarterly, semiannual or annual.

Systematic withdrawals can be set up online (Overview > Manage systematic withdrawals). The minimum withdrawal amount is $50. You can send the funds to your linked bank account, or by check to your or to a third party. You can change your systematic withdrawal at any time.

You can also manage your systematic withdrawals using the Account Financial Features form.

Checking Account

If you have the Checking Account as a portfolio option, there’s even more flexibility. You have convenient access to a debit card, check writing and cash withdrawals to access funds.

The Checking Account can be used to set up electronic payments to a third party (if accepted).

As a reminder, ABLEnow partners with Fifth Third Bank for the Checking Account option. That means there is a separate login, account number and routing number for withdrawals from the Checking Account. You cannot use a check or debit card to withdraw from any other investment option.

Information updated as of April 2026.