The ABLE Age Adjustment Act goes into effect on January 1, 2026, marking a major milestone for tax-advantaged Achieving a Better Life Experience (ABLE) accounts.

The law raises the age for ABLE eligibility, making millions more individuals eligible to save and invest with ABLEnow. People who acquired a disability before age 46 can now open an ABLE account to take control of their financial future without jeopardizing benefits such as Medicaid and Supplemental Security Income (SSI). This long-awaited expansion reflects the tireless advocacy of the disability community and highlights the importance of financial empowerment for individuals with disabilities.

What This Means for You: If you or someone you know was previously ineligible for an ABLE account due to age restrictions, the opportunity is here. More individuals can now experience the advantages of ABLEnow.

Check your eligibility: Not sure if you qualify for an ABLE account? Take the eligibility quiz to understand if you meet the requirements and learn more about how ABLEnow can work for you.

Interested in learning more? Register for a free webinar to discover how ABLEnow accounts can be used to pay for a wide range of expenses and support financial independence. From routine needs to long-term goals, ABLEnow accounts offer flexibility that adapts to each individual’s financial journey.

Information updated as of January 2026.