ABLE Provisions Become Permanent on January 1 ABLEnow joins disability advocates and ABLE program administrators in celebrating the passage of the Ensuring Nationwide Access to a Better Life Experience (ENABLE) Act. This legislation ensures that three critical provisions set to expire at the end of the year will become permanent as of January 1, 2026: ABLE to Work: Allows savers to contribute additional employment income to an ABLE account. ABLE Saver’s Credit: Offers low to moderate-income savers the opportunity to qualify for a tax credit. The amount of Saver’s Credit available for ABLE contributions increases from $2,000 to $2,100 in 2026. 529 to ABLE Rollover: Provides the opportunity to transfer 529 funds to an ABLE account without incurring tax or penalty. These provisions, along with the ABLE Age Adjustment Act which also goes into effect on January 1, 2026, ensure that ABLE accounts provide the strongest possible opportunity to help millions of Americans with disabilities.
February 2026 Your Tax Refund Can Equal Savings Transform your tax refund into an ABLEnow contribution.
January 2026 Change Ahead: ABLEnow Recordkeeper Transition Accounts will transition automatically late March 2026.
January 2026 Three Things to Know Before Opening an ABLEnow Account Learn how to open an account and save for qualified disability expenses.